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Custom Homes require more specialized financing avenues. Instead of a traditional mortgage, you will need a short term construction loan. This loan is used to cover the cost of building your home. Construction loans have variable rates that are higher than traditional mortgage loan rates. Once your home is completed, you can refinance the loan into a permanent mortgage or get an end loan to pay off the construction loan. At Kaye, we have developed special relationships throughout our years building custom homes with preferred lenders who understand the homebuilding process, and specialize in construction financing. Kaye has the experience to make the process smooth and stress free, from the financing to your move-in date and beyond.