Hurricane Irma, one of the most damaging storms in US history, hit Naples on September 10th, 2017. As the category 4 hurricane reached Southwest Florida homes, our homes fought against 142 mph wind gusts, heavy rains, flooding and power outages that lasted weeks. Toward the end of 2018, the Florida Office of Insurance Regulation reported that the Florida insured losses already exceeded $11 Billion. This number will rise significantly as in Collier County alone over 6,900 claims presently remain outstanding. What’s of greater concern is that thousands of potential claims have not been identified to date.
Many believe that time has expired to be able to file a claim. However, according to Belinda Malolli, agency owner of Malolli Insurance Group, “Florida Statute allows for a claim to be filed five years after a hurricane. And this time frame can be extended under certain circumstances. It can take months or even years for storm related damage to become visible.” Keys Claims Consultants, a highly respected insurance adjuster, adds that “In cases such as roof damage, it may not be visible without expert inspection. In addition to home damage, safety issues including structural, electric, plumbing and mold can be at issue.”
On Thursday March 21st, 2019 at 12:30 PM, Kaye Lifestyle Homes will sponsor a complimentary lunch where you can learn more about whether your home has been compromised (see details below). At the lunch, Keys Claims Consultants will advise on telltale signs of a compromised home, and how the claims process works. Belinda Malolli will share tips on what you need to know about your current insurance policy, and what coverage you should consider for the future.
Debbie Zvibleman will share the importance of licensed professional home inspectors when considering a resale. A Q&A will follow. Renovations from storm damage and renovations in general have become a major part of Kaye Lifestyle Home’s business. From small additions to building over 4,000 square feet under air with only a few original walls, we can assist in taking your home to the next level within a comfortable budget and no surprises. With over 30 years in the building business, there isn’t much we have not seen. We stand ready to provide the expertise you require to meet your personal needs, whether structural, aesthetics, safety, energy efficiency or insuring a healthy home.